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5 Proven Steps From Ramit Sethi to Build a 12-Month Safety Net; Even on a Tight Budget

Ramit Sethi’s 5-step method helps you build a 12-month emergency fund—even on a tight budget. Learn how cutting non-essentials, delaying big buys, and pausing low-interest debt payments can create a powerful “freedom fund.” Backed by behavioral science and real-world results, this approach offers lasting financial peace, especially in today’s unpredictable economy.