Still Waiting on Your IRS Refund: If you’re still waiting on your IRS refund in 2025, you’re not alone. Every year, millions of taxpayers find themselves anxiously checking their bank accounts, mailbox, and the IRS website, wondering when their refund will arrive. It’s a common frustration—especially during a busy tax season. The good news? There’s a smart, easy way to track exactly where your refund is, using a combination of modern tools and expert-backed strategies.
In this expanded guide, we’ll show you exactly how to track your IRS refund, explain why it might be delayed, and reveal what new tools the IRS rolled out in 2025 to improve the refund process. Whether you’re an individual filer, a self-employed professional, or a tax preparer helping clients, this comprehensive article breaks it all down into digestible steps.
Still Waiting on Your IRS Refund?
| Feature | Details |
|---|---|
| IRS Refund Tracker Tool | Where’s My Refund? updates daily with refund status |
| Refund Timeline | Most refunds issued within 21 days if filed electronically and error-free |
| IRS Contact | Call 1-800-829-1040 for personal assistance |
| Common Delay Reasons | EITC/ACTC reviews, identity verification, paper returns |
| New for 2025 | Enhanced mobile tracking via the IRS2Go App |
If you’re among the many taxpayers still waiting on your IRS refund in 2025, rest assured—there are reliable ways to find out exactly where your money is. Start with the Where’s My Refund? tool, use the enhanced features of the IRS2Go app, and stay informed throughout the process.
Most importantly, file early, use e-filing and direct deposit, and triple-check your return for accuracy to avoid delays next year. These small steps can make a big difference in how quickly you get your hard-earned money back.
Understanding the IRS Refund Process in 2025
The IRS handles over 160 million individual tax returns annually, and according to the IRS, more than 90% of those who e-file with direct deposit receive their refunds within 21 days. But even if everything goes right, it’s not unusual for delays to crop up.
These delays can be caused by a range of factors—from minor typos on your return to issues that require manual IRS review. Filing electronically and choosing direct deposit remains the fastest way to receive your refund. The IRS continues to encourage all filers to avoid paper returns and instead use digital platforms for both speed and accuracy.
In 2025, new features and upgrades to IRS tools are helping streamline this process further. The IRS has added real-time notifications and better tracking options to keep taxpayers informed every step of the way.
How to Track Your IRS Refund
Step 1: Use the “Where’s My Refund?” Tool
Start your search with the official IRS Where’s My Refund? tool. This online tracker is simple, secure, and updated every 24 hours.
You will need:
- Your Social Security Number (SSN) or ITIN
- Your filing status (e.g., Single, Married Filing Jointly)
- The exact refund amount you claimed on your return
This tool walks you through three stages:
- Return Received – The IRS has your return and is reviewing it.
- Refund Approved – Your return is processed and your refund is on its way.
- Refund Sent – The refund has been issued, either by direct deposit or check.
If it’s been longer than three weeks since you e-filed, and the status hasn’t changed, that may be a sign your return requires further review.
Step 2: Try the IRS2Go Mobile App
The IRS2Go app offers the same tracking power as the website, but on your smartphone. With more than 5 million downloads, this free app lets you:
- Check your refund status
- Get tax tips and updates
- Locate free tax preparation services
- Receive important alerts from the IRS
New in 2025:
- Push notifications for real-time updates
- Integration with ID.me for secure identity verification
- Alerts if your return is flagged or needs more documentation
Step 3: Check with Your Bank
Once your refund status shows “Refund Sent,” the funds should appear in your bank within 1 to 5 business days. However, bank processing times can vary, especially on weekends or holidays. If your status shows “sent” but you haven’t received the funds after 5 days, contact your bank first before calling the IRS.
Why Is My IRS Refund Delayed?
Even when you’ve done everything right, delays can happen. Understanding the common causes can help reduce stress and help you take the right next steps.
1. Claiming Certain Tax Credits
If you claimed the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC), your refund will be delayed automatically. This is due to the Protecting Americans from Tax Hikes (PATH) Act, which mandates that the IRS hold these refunds until mid-February to verify eligibility and prevent fraud.
2. Errors or Incomplete Information
Incorrect Social Security Numbers, misspelled names, or mismatched income figures can cause the IRS to flag your return for manual review. This can add several weeks to your processing time.
3. Identity Verification Requirements
If your tax return triggers a red flag, the IRS may ask for identity verification through ID.me or by sending a 5071C letter. Respond quickly and follow the instructions provided to avoid further delays.
4. Paper Returns
Still filing by mail? Your refund could take 6 to 8 weeks or longer to process. Paper returns are far more prone to errors and delays, especially during peak filing season.
5. Amended Returns and Special Cases
If you’ve submitted an amended return (Form 1040-X), the refund could take up to 20 weeks to process. Similarly, if you owe back taxes, child support, or other federal debts, your refund could be partially or fully offset.
Pro Tip: The 2025 Feature You Need to Know About
This year, the IRS has gone one step further with a major upgrade to the IRS2Go app, offering enhanced refund tracking with real-time alerts and in-app identity verification. These improvements are designed to give users more control and transparency over their refund timeline.
Features include:
- Secure two-factor login and biometric verification
- Personalized refund timelines
- Alerts for suspicious activity or hold notices
This digital upgrade aligns with the IRS’s broader modernization strategy, which includes better cybersecurity, AI-assisted fraud detection, and more user-friendly online experiences for taxpayers.
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FAQs About Still Waiting on Your IRS Refund?
How long does it take to get a refund after filing taxes?
Most people who e-file and select direct deposit receive their refunds in less than 21 days. However, paper returns, certain credits, or verification requests can slow the process.
Can I call the IRS to check on my refund?
Yes, but you should only call if it’s been more than 21 days since you e-filed, or 6 weeks if you mailed your return. Contact the IRS at 1-800-829-1040.
What if I accidentally entered the wrong bank information?
If your direct deposit details were incorrect, the IRS will attempt to deliver the refund. If unsuccessful, it will issue a paper check to the mailing address on your return.
What is IRS Code 846 on my transcript?
IRS Code 846 means your refund has been issued. You can check your tax transcript using the IRS Get Transcript tool.
Can a tax professional help speed up my refund?
While they can’t influence IRS processing times, a tax professional can help ensure your return is accurate, reduce the risk of audits, and guide you through resolving any issues efficiently.
What if my refund was lost or stolen?
You can initiate a refund trace through the IRS by filing Form 3911, which starts the investigation process. This may take several weeks but is necessary for issuing a replacement.
