Service Canada Confirms: As of April 2025, many Canadian seniors are buzzing over claims of a $2,120 Old Age Security (OAS) payment. While this figure has gained traction online, the truth is a bit more nuanced. Let’s break it down clearly, so both retirees and professionals in financial services understand exactly what to expect this month.
The Government of Canada has not officially confirmed any one-time OAS payment of $2,120. However, if you receive OAS plus the Guaranteed Income Supplement (GIS), your total monthly income could come close to that amount. Let’s unpack the facts, eligibility criteria, and what this means for seniors this April.
Service Canada Confirms
| Detail | Information |
|---|---|
| Claimed Payment | $2,120 OAS (not officially confirmed as a one-time amount) |
| Official OAS Payment (Age 65-74) | $727.67 per month |
| Official OAS Payment (Age 75+) | $800.44 per month |
| Maximum GIS Payment (Single senior) | $1,086.88 per month |
| Total Possible (OAS + GIS) | Up to $1,886.88/month |
| Next Payment Date | April 28, 2025 |
| Official Source | Canada.ca – OAS Payments |
While there is no official $2,120 one-time OAS payment, many seniors can receive up to $1,886.88 monthly through a combination of OAS and GIS. It’s essential to understand what you qualify for and stay updated through official channels like Canada.ca. If you’re unsure about your eligibility or want to ensure you’re getting the maximum amount, use the estimator tools or speak to Service Canada directly.
What Is Old Age Security (OAS)?
Old Age Security (OAS) is a monthly payment offered to Canadian seniors aged 65 and older. Unlike CPP, which is based on employment history, OAS is residency-based. You don’t need to have worked to qualify – but you do need to meet specific age and residency requirements.
OAS Eligibility:
- Be 65 years or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after age 18 (to receive benefits while in Canada)
If you’ve lived abroad, different rules apply. You may still qualify under an international social security agreement.
How Much OAS Can You Actually Get in April 2025?
As of April to June 2025:
- Seniors aged 65 to 74 receive up to $727.67/month
- Seniors aged 75 and over receive up to $800.44/month
These amounts are updated quarterly based on the Consumer Price Index (CPI) to keep up with inflation.
Tip: If you’re turning 75 this quarter, your OAS payment will automatically increase starting the month after your birthday.
What About the $2,120 Figure?
So where does the $2,120 amount come from? It’s not a standalone OAS payment. Most likely, it refers to the combined total of:
- OAS (up to $800.44)
- GIS (Guaranteed Income Supplement) for low-income seniors (up to $1,086.88)
Together, that totals around $1,886.88 per month for a single senior. With other potential credits (like the Allowance or provincial top-ups), the total could approach or exceed $2,120 for some individuals.
What Is the GIS and Who Gets It?
The Guaranteed Income Supplement (GIS) is a non-taxable monthly benefit for low-income OAS recipients. You must apply separately for GIS unless Service Canada automatically considers you when you apply for OAS.
GIS Eligibility:
- Must be receiving OAS
- Income must be below a certain threshold (e.g., ~$21,624 for a single senior in 2025)
The less you earn, the more GIS you get. If your income is above the limit, you won’t qualify.
Full GIS details here
When Will You Get Paid? April 2025 Schedule
The next OAS and GIS payment date is April 28, 2025. These payments are typically issued on the third-last banking day of each month.
Direct deposit is the fastest way to receive your money. If you’re still receiving cheques, consider switching to direct deposit through your My Service Canada Account.
Service Canada Confirms: How to Check If You’re Eligible for the Full Amount
If you’re unsure whether you’re eligible for OAS, GIS, or both:
Step-by-Step Guide:
- Sign in to My Service Canada Account
- Go to “Benefits and Payments” section
- Review your OAS and GIS status
- Check your payment history and upcoming dates
- Use the OAS Estimator Tool here
You can also call Service Canada at 1-800-277-9914 for personalized help.
Will OAS or GIS Increase Again in 2025?
Yes. OAS is adjusted quarterly based on the CPI, and GIS is adjusted annually every July. This means seniors can expect their OAS to be reviewed in July 2025, and GIS amounts to be updated based on inflation and budget announcements.
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FAQs on Service Canada Confirms
Is the $2,120 OAS payment real?
No, there is no one-time $2,120 OAS payment. This figure likely represents a combined OAS + GIS benefit.
When is the next OAS payment in April 2025?
April 28, 2025.
How can I apply for GIS?
You must apply separately unless Service Canada sends you an automatic letter. Use this guide to apply.
What if I live outside Canada?
You may still receive OAS if you’ve lived in Canada for at least 20 years or qualify through a social security agreement.
Will my OAS amount increase when I turn 75?
Yes, your monthly benefit increases automatically the month after you turn 75.
