Farmers Insurance Minnesota Settlement Finalized – The Farmers Insurance Minnesota Settlement has officially been finalized, unlocking a potential cash payment for thousands of Minnesota residents who held auto insurance policies with the company between 2013 and 2023. This $1.95 million class action settlement stems from allegations that the insurer entered into secret agreements with healthcare providers—potentially violating policyholders’ rights under Minnesota’s No-Fault Automobile Insurance Act.
If you live in Minnesota and had a qualifying auto insurance policy from Farmers during the covered period, you might be eligible to file a claim. And the good news? No paperwork is required to prove your claim.
Farmers Insurance Minnesota Settlement Finalized
| Feature | Details |
|---|---|
| Settlement Amount | $1.95 million |
| Eligible Period | January 17, 2013 – September 13, 2023 |
| Eligible Insurance Companies | Illinois Farmers Insurance Company, Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company |
| Classes in Settlement | Damages Class and Injunctive Class |
| Claim Deadline | June 20, 2025 |
| Payout Type | Pro rata cash payment (based on premium paid and valid claims filed) |
| How to File | Online or by mail |
| Official Website | farmersinsuranceminnesotaclassaction.com |
The Farmers Insurance Minnesota Settlement is an opportunity for thousands of policyholders to receive rightful compensation without going to court or presenting complicated documents. If you had a Farmers policy in Minnesota over the past decade, it’s worth checking your eligibility. With a June 20, 2025 deadline, now is the time to act.
This isn’t just about a refund—it’s about defending your rights and helping shape more transparent industry practices.
Visit the official website here to file your claim, get assistance, or learn more.
What Is the Farmers Insurance Minnesota Settlement All About?
This lawsuit targeted Farmers Insurance Group of Companies, claiming that between 2013 and 2023, it made undisclosed deals with medical providers. These agreements allegedly limited policyholders’ right to choose their preferred healthcare providers following an auto accident—something that’s protected under Minnesota’s No-Fault Law.
Although Farmers denies any wrongdoing, they have agreed to settle to avoid a lengthy legal battle. The court has now approved this $1.95 million class action settlement, giving impacted policyholders an opportunity to receive financial compensation.
The settlement also mandates policy changes. Farmers must stop entering into these types of agreements without disclosing them, ensuring greater transparency moving forward.
Who Can File a Claim For Farmers Insurance Minnesota Settlement?
To be eligible, you must fall into one of two groups:
1. Damages Class
- You bought or renewed a qualifying auto or commercial insurance policy in Minnesota between January 17, 2013, and September 13, 2023.
- Your policy included medical expense benefits under the Minnesota No-Fault Act.
- The policy was issued by:
- Illinois Farmers Insurance Company
- Farmers Insurance Exchange
- Truck Insurance Exchange
- Mid-Century Insurance Company
2. Injunctive Class
- You currently have a qualifying policy with any of the four Farmers companies mentioned above, even if you didn’t suffer monetary harm.
You do not need to submit any receipts or proof of payment—the insurer has already provided policyholder data to the settlement administrator.
How Much Money Can You Expect?
If you’re a member of the Damages Class and you submit a valid claim by the deadline, you’ll receive a pro rata cash payout. Here’s how it works:
- The exact amount depends on how much you paid in insurance premiums.
- The more valid claims that are filed, the smaller each individual payout will be (since the total pool is fixed at $1.95 million).
For instance, if 10,000 people file valid claims and you paid more in premiums than most, you may receive a larger payout than others. Conversely, if 50,000 file, the individual payments will naturally be smaller.
Experts suggest the average payout may range from $25 to $150, but exact figures will be determined only after the claim deadline passes.
How to File a Claim For Farmers Insurance Minnesota Settlement
Filing is simple and can be done online or by mail.
Online Method (Recommended)
- Visit the official settlement website.
- Use the Claim Number and PIN found in the notice mailed to you.
- Complete the online form and submit.
By Mail
- Download the PDF claim form.
- Fill it out carefully.
- Mail it to:
Farmers Insurance Minnesota No-Fault Class Action
c/o Analytics Consulting LLC
PO Box 2007
Chanhassen, MN 55317-2007
If you didn’t receive a notice but believe you’re eligible, you can contact the Settlement Administrator directly at (877) 719-0555.
Important Dates to Remember
- Claim Submission Deadline: June 20, 2025
- Exclusion Deadline: June 20, 2025 (opt out if you want to sue separately)
- Objection Deadline: July 21, 2025 (if you want to challenge any aspect of the settlement)
- Final Approval Hearing: August 19, 2025 at 10:00 a.m.
After final approval, payments will begin once appeals (if any) are resolved. Payment disbursement could begin as early as Fall 2025, depending on court proceedings.
Why This Settlement Matters to Minnesotans?
The case highlights a vital issue: your right to choose your own doctor after a car accident. Under Minnesota’s No-Fault law, policyholders are supposed to have this freedom. The lawsuit accused Farmers of indirectly taking away that right through secret deals with select healthcare providers.
For drivers, this isn’t just about money—it’s about preserving choice and trust in your insurance coverage.
This settlement also acts as a deterrent to insurers that might try similar tactics in the future.
It sends a strong message: Insurers must operate transparently and in good faith when dealing with policyholders.
What If You Do Nothing?
If you qualify for the Damages Class and don’t file a claim, you will not receive any money.
If you qualify for either class and don’t opt out, you will still be bound by the terms of the settlement. That means you can’t sue Farmers separately for the same claims later.
So, the best course of action is:
File a claim by June 20, 2025
Check your mail/email for your unique claim number
Visit the official site to stay updated
Tyler Technologies Data Leak Settlement Announced — You May Be Owed Money, Check Details!
Citizens Disability Robocall Settlement: Check Eligibility Criteria! How to Claim Your Share?
FAQs About Farmers Insurance Minnesota Settlement
Q1. I didn’t get a letter or email. Can I still file a claim?
Yes. Call the Settlement Administrator at (877) 719-0555 or go to the official website to check if you’re listed.
Q2. How do I know if my policy qualifies?
If you had a policy from any of the listed Farmers companies and it included medical expense benefits under Minnesota law, you likely qualify.
Q3. Do I need to hire a lawyer?
No, you don’t need legal representation to file a claim. The process is designed to be simple and accessible.
Q4. Can I still sue Farmers?
Only if you opt out of the settlement by June 20, 2025. Otherwise, you give up your right to sue over the same issue.
Q5. Is the payout guaranteed?
If you qualify and submit a valid claim, you will get a payment. The only variable is how much.
Q6. Where can I read the full court documents?
You can view all official documents, including the full settlement agreement, at farmersinsuranceminnesotaclassaction.com.
