Australia Family Tax Benefit 2025: The Australia Family Tax Benefit (FTB) 2025 comes with some of the most generous updates in recent years. Families struggling with rising food prices, rent, and school costs will welcome this financial boost, especially with a $1,000 one-time top-up added to regular payments. But not all families will benefit, as stricter income rules and eligibility leave some out.
If you’re raising children in Australia in 2025, this detailed guide will help you understand the new FTB payments, deadlines, eligibility, and how to avoid costly mistakes.
Australia Family Tax Benefit 2025
| Feature | Details |
|---|---|
| FTB Part A Maximum | $288.82/fortnight (13–15 years); $222.04 (0–12 years) |
| FTB Part B Maximum | $188.86/fortnight (under 5); $131.74 (5–18) |
| Annual Supplements | $916.15 per child (Part A), $448.95 per family (Part B) |
| $1,000 Bonus | One-off April 2025 payment to eligible families |
| 2025 Income Threshold | $65,189/year for full FTB Part A |
| Apply At | myGov linked with Centrelink |
| Tax Deadline | Lodge 2023–24 returns by June 30, 2025 |
The Australia Family Tax Benefit 2025 is a timely support system for struggling families. With increased fortnightly payments, a $1,000 bonus, and broader annual supplements, eligible families can receive upwards of $15,000–$20,000 per year in tax-free support. But eligibility is strict—and missing key steps like tax return deadlines can result in losing money or even owing Centrelink.
Understanding the Family Tax Benefit
The Family Tax Benefit is designed to support families with children. It helps cover everyday costs, from school books to groceries.
There are two parts:
- FTB Part A: Based on the number and age of your children.
- FTB Part B: Paid per family, designed to support single parents or families with one main income.
These benefits are indexed annually, and eligibility is primarily based on income and caregiving status.
What’s Changed from 2024?
To help readers clearly understand the 2025 changes, here’s how rates have improved:
| Benefit | 2024 Rate | 2025 Rate | Increase |
|---|---|---|---|
| Part A (0–12 yrs) | $213.36 | $222.04 | +$8.68 |
| Part A (13–15 yrs) | $276.58 | $288.82 | +$12.24 |
| Part B (under 5) | $181.44 | $188.86 | +$7.42 |
| Part B (5–18 yrs) | $126.56 | $131.74 | +$5.18 |
| Annual Bonus (NEW) | $0 | $1,000 | – |
The increases may seem modest, but over 12 months, they add up significantly—especially when combined with the $1,000 top-up.
Who Qualifies for FTB in 2025?
Eligibility hinges on residency, income, and the child’s education status.
FTB Part A:
- Child aged 0–15, or 16–19 in full-time study
- Income up to $65,189 for full rate
- Partial payments available up to ~$100,000+ (depends on number of children)
FTB Part B:
- Only single-income families or single parents
- Youngest child under 13 (or under 18 if in full-time study for single parents)
- Secondary earner must earn less than $6,059
Shared Care: What If Parents Are Separated?
If both parents share custody, the FTB may be split based on the care percentage. It’s essential both parties update Centrelink to avoid overpayments.
If custody is 50-50, each parent may receive 50% of the FTB. But one may also qualify for FTB Part B depending on income and primary care.
Income Thresholds: How Much Can You Earn?
Here’s a simplified table to understand thresholds for FTB Part A:
| Number of Children | Full Rate Up To | Partial Rate Up To |
|---|---|---|
| 1 | $65,189 | ~$109,000 |
| 2 | ~$70,000 | ~$120,000 |
| 3 | ~$75,000 | ~$130,000+ |
After reaching the upper limit, payments phase out entirely. Over-reporting or under-reporting your income can lead to Centrelink debt notices, so accuracy matters.
How to Avoid FTB Overpayments
Mistakes in income estimates can cause overpayments—which Centrelink can later demand back.
Tips to avoid overpayment:
- Regularly update your income estimate
- Lodge tax returns on time
- Notify Centrelink of changes in care, school enrolment, or family status
The $1,000 Bonus: How to Get It
Eligible families will receive a $1,000 bonus in April 2025, added to your regular FTB payments.
To qualify:
- Your income must be under threshold
- Your 2023–24 tax return must be lodged by June 30, 2025
- You must be eligible for FTB Part A or B
No separate application is needed—it’s automatic if you’re already enrolled.
How to Apply for Family Tax Benefit 2025
Step-by-step process:
- Create/Log into myGov at my.gov.au
- Link Centrelink to your account
- Go to Payments and Claims > Make a claim
- Fill in child details, school info, and income estimate
- Submit and check for confirmation
You can also call Centrelink at 136 150 or visit a Centrelink service centre.
Maximize Your Benefits: Pro Tips
- Add children’s school details before they turn 16
- Regularly recalculate income during the year
- Use childcare subsidy + FTB for best support
- Grandparent carers should apply with legal documents
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Real Case Study: Working Couple with 3 Kids
A family with 3 kids aged 3, 9, and 15 earns $68,000/year.
They receive:
- FTB Part A (partial): ~$610 fortnightly
- FTB Part B: $0 (due to dual incomes)
- Annual supplements: ~$2,500
- $1,000 bonus: April 2025
Total government support: Over $18,000 annually!
FAQs About Australia Family Tax Benefit 2025
1. Can I get FTB and Child Care Subsidy together?
Yes! They are separate programs and can be received at the same time.
2. Is FTB considered taxable income?
No, it is tax-free and doesn’t affect other income-based benefits.
3. What if I miss the June 30 tax deadline?
You may lose access to your supplement and bonus. Lodge ASAP.
4. My income changed mid-year. What should I do?
Update it on myGov immediately to avoid Centrelink overpayments.
5. Are temporary residents eligible?
Some visa holders are, but most must be permanent residents.
