Canada’s $1,086 GIS Deposit for May – If you’re a Canadian senior relying on retirement benefits, the Guaranteed Income Supplement (GIS) can be a crucial lifeline. In May 2025, qualifying recipients may receive up to $1,086.88 in monthly GIS payments. But who exactly qualifies for this payment, how do you check your eligibility, and when will the money arrive in your bank account?
This guide will help you understand the latest updates on Canada’s GIS payment for May 2025, eligibility requirements, income thresholds, payment dates, and how to apply—so you won’t miss out.
Canada’s $1,086 GIS Deposit for May
| Detail | Information |
|---|---|
| Benefit Name | Guaranteed Income Supplement (GIS) |
| Maximum Amount (Single Senior) | $1,086.88 per month |
| Eligibility Age | 65 years and older |
| Income Limit (Single) | Below $22,056 annually |
| Payment Date (May 2025) | May 28, 2025 |
| How to Apply | Automatically enrolled (in most cases), or apply via My Service Canada |
| Non-Taxable? | Yes – GIS payments are non-taxable |
| Official Source | Canada.ca GIS Page |
The $1,086 GIS deposit for May 2025 can significantly support low-income seniors, but it’s crucial to understand the eligibility rules, income thresholds, and payment schedules to ensure you don’t miss out. Whether you’re already receiving GIS or newly turning 65, being proactive with your tax filing and Service Canada account is key to getting the support you deserve.
What Is the Guaranteed Income Supplement (GIS)?
The Guaranteed Income Supplement (GIS) is a monthly, non-taxable benefit designed to support low-income seniors in Canada. It’s offered on top of the Old Age Security (OAS) pension to help retirees cover essential expenses.
The Government of Canada adjusts GIS amounts quarterly, based on the Consumer Price Index (CPI), ensuring that seniors maintain purchasing power even as inflation rises.
Who Is Eligible for the May 2025 GIS Payment?
Basic GIS Eligibility Criteria
To qualify for the May 2025 GIS deposit, you must meet the following conditions:
- Be 65 years or older
- Reside in Canada
- Receive the Old Age Security (OAS) pension
- Have annual income below government-set limits (as detailed below)
Income Thresholds for GIS Eligibility (April to June 2025)
| Status | Annual Income Limit |
|---|---|
| Single, widowed, or divorced | Less than $22,056 |
| Spouse/common-law partner receives full OAS pension | Combined income < $29,112 |
| Spouse/common-law partner receives Allowance | Combined income < $29,112 |
| Spouse/common-law partner does not receive OAS or Allowance | Combined income < $53,456 |
These thresholds are assessed each year based on your previous year’s income tax return. If you’ve had a recent change (e.g., retirement, reduced work income), Service Canada may re-evaluate your eligibility mid-year upon request.
How Much Will You Receive in GIS for May 2025?
Your GIS amount depends on your marital status and household income. The maximum GIS payments (April–June 2025) are:
- Single, widowed, divorced: Up to $1,086.88/month
- With spouse/common-law partner receiving OAS or Allowance: Up to $654.23/month
- With spouse/common-law partner NOT receiving OAS/Allowance: Up to $1,086.88/month
Keep in mind, the amount reduces gradually as your income rises.
You can use the official GIS payment calculator to estimate your monthly benefits.
When Will You Receive Your GIS Payment in May 2025?
For May 2025, the GIS payment date is May 28, 2025.
Payments are usually made on the same day as your OAS deposit, and are either directly credited to your bank account or sent by cheque if you haven’t signed up for direct deposit.
How to Know If You’ll Be Paid in May 2025?
1. Automatic Enrollment
If you’ve already started receiving your OAS pension and filed your tax return, you are likely enrolled in GIS automatically. Service Canada will assess your eligibility each year based on your income.
2. Notice from Service Canada
Around your 64th birthday, you may receive a letter from Service Canada informing you of automatic enrollment or asking for more information.
3. Apply If You’re Not Automatically Enrolled
If you didn’t receive a notice and meet the criteria, you should:
- Apply online using your My Service Canada Account (MSCA)
- OR download and submit the ISP-3025 application form available here
What If Your Income Changes Mid-Year?
Sometimes, life throws curveballs—like losing a spouse or stopping work unexpectedly.
If your income drops significantly, you can request a GIS reassessment through Service Canada using the Statement of Income form (ISP-3041). This allows you to qualify based on current year income instead of last year’s.
GIS and Tax Filing: Why It’s Crucial
Although GIS payments are non-taxable, you must file your income taxes annually to continue receiving benefits.
Missing your tax filing can delay or suspend GIS payments. If you missed the deadline, you should still file immediately and contact Service Canada for a reassessment.
GIS Is Not the Same as CPP
It’s easy to confuse the Canada Pension Plan (CPP) with OAS or GIS, but they are separate programs:
- CPP: Based on contributions from your working years
- OAS: Universal benefit funded by general tax revenue
- GIS: Needs-based benefit for low-income OAS recipients
Some seniors receive all three, but GIS specifically supports those with limited income.
Can GIS Affect Other Government Benefits?
Yes. Receiving GIS can impact other income-tested programs such as:
- Provincial drug coverage programs
- Housing supplements or rent-geared-to-income housing
- Provincial/territorial benefits for seniors
However, since GIS is non-taxable, it often helps you qualify for other support.
How to Get Help or More Information?
Contact Service Canada through one of the following options:
- Phone: 1-800-277-9914 (toll-free in Canada)
- TTY: 1-800-255-4786 (for the hearing impaired)
- In-person: Visit a Service Canada office
You can also explore the complete GIS details on the Government of Canada’s GIS portal.
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FAQs
Q1. Do I have to apply for GIS every year?
A: No, if you’re automatically enrolled and file taxes annually, your eligibility will be reviewed automatically.
Q2. Is GIS taxable?
A: No, GIS payments are completely tax-free.
Q3. What happens if I forget to file my taxes?
A: Your GIS payments may stop. File as soon as possible and inform Service Canada.
Q4. I live outside Canada—can I get GIS?
A: GIS is only available to those residing in Canada.
Q5. Can I still qualify if my spouse works?
A: Possibly. Your combined income must stay below the limits defined based on your partner’s OAS or Allowance status.
Q6. Will GIS be adjusted again in July 2025?
A: Yes. GIS payments are adjusted quarterly. Expect potential updates for July–September 2025 based on CPI.
Q7. Can I receive GIS retroactively if I forgot to apply?
A: You may receive GIS for up to 11 months retroactively from the date of application if eligible.
