Singaporeans to Receive S$700 in 2025 – In a welcome move to help citizens cope with rising living costs, the Singapore government will disburse up to S$700 in cash payouts to eligible Singaporeans in December 2025. This payout is part of the Assurance Package (AP) – a comprehensive financial support scheme designed to offset the impact of the Goods and Services Tax (GST) hike and broader inflationary pressures.
Whether you’re a retiree, a young working adult, or managing a household, this article will explain everything you need to know — from who qualifies to when the money will be deposited, and how you can ensure you don’t miss out on your share of this generous government payout.
Singaporeans to Receive S$700 in 2025
| Feature | Details |
|---|---|
| Scheme Name | Assurance Package (AP) Cash Payout |
| Payout Amount | Up to S$700 (varies by income and property ownership) |
| Payout Month | December 2025 |
| Eligibility | Singapore citizens aged 21+ by end-2025 with income ≤ S$100,000 and ≤ 1 property |
| Application Required? | No – automatic if eligible |
| Where to Check Status | SupportGoWhere Portal |
| Additional Support | CDC Vouchers, U-Save, Climate Vouchers |
| Official Source | Singapore Ministry of Finance (MOF) |
In December 2025, eligible Singaporeans will receive up to S$700 in cash under the Assurance Package, a government scheme to cushion the impact of GST hikes. No application is needed, and payouts will be automatically credited based on income and property ownership. Seniors may receive additional benefits through MediSave top-ups and a Seniors’ Bonus. Check your eligibility via the SupportGoWhere portal to stay informed.
What is the Assurance Package (AP)?
The Assurance Package was first announced as part of Singapore’s Budget to support citizens through the planned GST increase from 7% to 9%. The government committed over S$10 billion to this initiative, ensuring that most Singaporean households would not feel the pinch of this tax hike for at least five years.
One key part of this package is the cash payouts, given yearly to eligible Singaporeans from 2022 to 2026. Depending on your circumstances, you could receive between S$700 and S$2,250 over this five-year span.
The AP also includes a MediSave top-up component and enhanced support for seniors under the Seniors’ Bonus, providing additional cash support for elderly Singaporeans.
How Much Will You Receive in 2025?
The 2025 payout amount will vary depending on your annual assessable income and the number of properties you own. Here’s a breakdown:
Breakdown of AP Cash Payouts for 2025
| Annual Assessable Income | Property Ownership | 2025 Payout |
|---|---|---|
| ≤ S$34,000 | ≤ 1 property | S$600 |
| S$34,001 – S$100,000 | ≤ 1 property | S$350 |
| > S$100,000 or owns >1 property | Any | S$100 |
Assessable Income is based on Year of Assessment 2024 (income earned in 2023).
Additionally, seniors aged 55 and above may receive an extra S$200 to S$300 Seniors’ Bonus depending on their income tier.
When Will You Receive the S$700 Cash?
The next AP cash payout is scheduled for December 2025. While the exact date is expected to be announced later this year, past disbursements (like those in December 2024) were credited on the first or second week of December.
You’ll be notified via SMS or Singpass when the amount is credited to your registered bank account.
Who is Eligible?
To qualify for the 2025 payout, you must meet the following criteria:
Basic Eligibility Criteria
- Be a Singaporean citizen
- Be aged 21 or above as of 31 December 2025
- Annual assessable income (AI) not exceeding S$100,000 for YA 2024
- Own only one or zero properties
These conditions are automatically verified by government databases—you do not need to submit an application.
How to Check If You Qualify?
Even though no application is needed, it’s a good idea to log in and confirm your payout amount.
Steps to Check Your Status
- Visit the official SupportGoWhere portal
- Login using your Singpass
- View your payout tier, past payments, and upcoming credits
If your banking details are outdated, update them via Linkpoints.gov.sg or through your Gov.sg profile.
You can also contact the AP hotline at 1800-2222-888 for assistance with eligibility or disbursement concerns.
Why is the Government Giving You This Money?
Singapore’s Goods and Services Tax (GST) rose from 8% to 9% in January 2024. While this tax supports social services, healthcare, and infrastructure, it can burden lower- and middle-income families.
The Assurance Package softens this blow by:
- Giving cash to directly support household spending
- Providing CDC Vouchers to help cover essentials
- Offering U-Save rebates to lower utility bills
- Supplying Climate Vouchers to encourage energy-efficient appliances
- Adding MediSave top-ups for seniors’ long-term healthcare
- Delivering a Seniors’ Bonus to boost retirement income
By offsetting the GST increase, the government ensures fairness and keeps essential living costs manageable for citizens.
Additional Financial Benefits in 2025
Besides the S$700 AP payout, here are more financial perks coming your way in 2025:
1. CDC Vouchers – S$800 in Total
Split into two disbursements (e.g., January and June), these vouchers can be used at over 23,000 heartland merchants and hawker stalls.
2. U-Save Rebates
Eligible HDB households will get S$220 to S$380 in quarterly rebates to help with electricity, water, and gas bills.
3. Climate Vouchers – S$400
Launched to promote eco-friendly living, you can redeem these for energy- and water-efficient appliances like refrigerators, fans, and washing machines.
4. MediSave Top-Ups
Seniors aged 55 and above will receive S$150 to S$450 in their CPF MediSave accounts to support healthcare costs.
5. Seniors’ Bonus
Lower-income elderly Singaporeans can expect a cash bonus of up to S$300 as part of enhanced support for retirement adequacy.
Practical Tips to Maximize Your Support
Here’s how to make the most of your AP payout and benefits:
- Update your bank account with the government to avoid delays
- Download the CDC Vouchers app or use SMS links to redeem quickly
- Use U-Save rebates strategically by scheduling high-consumption appliances around rebate months
- Shop during sales when using Climate Vouchers to stretch your dollar
- Check your CPF account for MediSave top-ups
- Track announcements on MOF and Gov.sg for payout dates and additional support
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FAQs
Is the payout taxable?
No, the AP cash payout is not taxable and does not count as income.
Do I need to apply?
No application is needed. If you’re eligible, you’ll receive the payout automatically.
How do I know if I’m eligible?
Visit the SupportGoWhere portal and log in with your Singpass to check.
What if I’ve changed my bank account?
Ensure your banking info is updated in your Singpass profile or contact the relevant authorities.
Can Permanent Residents (PRs) receive this payout?
No, this scheme is only for Singaporean citizens.
Will seniors get anything extra?
Yes. Eligible seniors may receive a Seniors’ Bonus and MediSave top-up, in addition to the main cash payout.
How can I track my payout?
Use the Singpass app or check online at SupportGoWhere portal.
