Singaporeans Can Get Up to $3,267 in 2025: If you’re a working Singaporean earning a modest income, there’s some great news for you in 2025. The Workfare Income Supplement (WIS) scheme has been enhanced to provide up to SGD $3,267 in annual benefits. This initiative is designed to boost the incomes and retirement savings of lower-wage workers—encouraging employment, promoting self-reliance, and supporting lifelong financial stability.
In this in-depth guide, we’ll break down how WIS works, the new updates in 2025, and how you can maximize your benefits. Whether you’re an employee or self-employed, this is one scheme you don’t want to miss out on.
Singaporeans Can Get Up to $3,267 in 2025
| Feature | Details |
|---|---|
| Maximum Annual Payout (2025) | Up to SGD $3,267 |
| Eligibility Age | 30 years old and above (or any age for PWDs) |
| Monthly Income Range | Between $500 and $3,000 |
| Work Requirement | Minimum 30 hours per month |
| Property Ownership | No more than one property |
| Annual Value of Residence | $21,000 or less |
| Payment Frequency | Monthly (employees), Annually (self-employed) |
| Payout Structure | Employees: 40% cash, 60% CPFSelf-employed: 10% cash, 90% MediSave |
| Application Requirement | Employees: AutomaticSelf-employed: Declare income + MediSave contribution |
The Workfare Income Supplement (WIS) is a vital part of Singapore’s strategy to uplift lower-income workers. With enhanced benefits in 2025, more Singaporeans now stand to gain from this initiative. Whether you’re working part-time, full-time, or running your own small business, WIS ensures that your hard work is rewarded—with both cash in hand and CPF savings for the future.
What is the Workfare Income Supplement (WIS)?
The Workfare Income Supplement (WIS) is part of Singapore’s social support system. It’s a targeted program to reward and assist Singaporeans who are working but earning a lower income. The WIS scheme aims to:
- Boost take-home pay
- Encourage continued employment
- Enhance retirement savings through CPF
- Support long-term financial security
The scheme supports both employees and self-employed persons (SEPs), and the payout varies based on age, income level, and employment status.
What’s New in 2025?
Here are the major updates that make the WIS scheme even more beneficial this year:
1. Higher Income Ceiling
The gross monthly income threshold has been raised from $2,500 to $3,000, meaning more workers are now eligible.
2. Increased Annual Payout
Eligible individuals can receive up to $3,267 per year, which is a significant boost compared to previous years.
3. Relaxed Property Criteria
The annual value cap of your residence has been increased from $13,000 to $21,000, allowing more people to qualify.
Who is eligible?
To qualify for WIS in 2025, you must meet all of the following conditions:
For Employees
- Be a Singapore Citizen
- Aged 30 years and above (or any age for persons with disabilities)
- Earn between $500 and $3,000 in gross monthly income
- Work at least 30 hours a month
- Own no more than one property
- Live in a property with an annual value not exceeding $21,000
- If married, your spouse’s income must be $70,000 or less
For Self-Employed Persons
- Declare Net Trade Income (NTI) to IRAS
- Contribute to MediSave based on declared income
- Must meet the same age, income, and property ownership criteria as employees
What If You Earn Less Than $500 a Month?
Even if your monthly income is below $500, you might still qualify for Concessionary WIS if you meet one of the following:
- You are a person with disabilities
- You are a full-time caregiver for someone with permanent moderate to severe disabilities
- You are receiving ComCare Short-to-Medium-Term Assistance
How Are WIS Payouts Given?
The structure of the payout depends on whether you’re an employee or self-employed.
For Employees
- Payment Frequency: Monthly
- Payout Breakdown: 40% in cash and 60% into your CPF accounts
For Self-Employed Persons
- Payment Frequency: Annually
- Payout Breakdown: 10% in cash and 90% into your MediSave account
This structure helps you meet both short-term needs and long-term retirement goals.
How to Receive WIS
If You Are Employed
Good news—you don’t need to apply! Your eligibility is assessed automatically based on CPF contributions made by your employer.
If You Are Self-Employed
You’ll need to take a few steps:
- Declare your income to IRAS by the stipulated deadline.
- Contribute to MediSave based on your declared income.
- Wait for your eligibility assessment and receive your payout.
Practical Tips to Maximize Your WIS Benefits
- Declare your income on time – especially if you’re self-employed.
- Make consistent MediSave contributions to ensure eligibility.
- Keep your income within the qualifying range. If you get a pay increase, check if it still qualifies you for WIS.
- Track your payout dates using your Singpass app or CPF portal.
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FAQs about Singaporeans Can Get Up to $3,267 in 2025
1. Can I receive WIS if I have no employer CPF contribution?
Yes, but only if you are self-employed and meet the other criteria by declaring income and contributing to MediSave.
2. How do I know if I qualify?
If you are an employee, CPF will notify you. For SEPs, check your eligibility via the government portal once you’ve declared your income.
3. Will WIS affect my taxes?
No. WIS payouts are not taxable.
4. What happens if I start earning above $3,000?
You may no longer qualify for WIS in that assessment year. However, the next year’s eligibility will be reviewed again.
